In those situations, the hold can be paid with a debit card, which can be a pain as actual cash is tied up for the duration of your trip. Not all guests use credit cards, however, either because they don’t have access to one, or because they prefer not to use that form of payment. The vast majority of visitors don’t stress holds, as the funds are held on a credit card and later released after the stay has been completed. They’re a non-negotiable part of the check-in process, and funds are typically returned 5-7 days after checking out. Incidental holds & deposits are funds held by the resort to pay for services guests charge to their room during their stay and/or for damages caused.